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My Vitals

My Vitals

Your money, read like a chart. Quick read for the six vitals — full plan for the score, emergency fund, debt payoff, retirement and goals.

Your Numbers
Gross household income
Rent or mortgage payment
What You Own (assets)
Name Type Value
What You Owe (debts)
Name Balance APR % Min Payment
Making Money Moves — Manage your monthly variables to improve your vitals
All retirement accounts combined
Monthly amount above minimums
My Numbers — every figure driving these vitals, and where it comes from
Your Vitals — quick read
How to read this. Each vital pairs one of your real figures with an illustrative medical-analog value on that vital’s clinical scale, plus a band. The analog numbers (e.g. “126/87 mmHg”, “82% SpO₂”) are a labeling device for your data — not medical readings. Higher is worse for every vital except SpO₂ (emergency fund), where higher is better. A “—” means you haven’t entered the figures that vital needs yet — the card tells you what fills it in. Ratios use your monthly take-home income when available, otherwise an estimate from gross pay (flagged “est.”).
Normal Elevated High Crisis
1 Your Pulse Score — 3-way comparison

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Pressure score 0–30 · Lower is better · National anchors (inflation + credit) plus your personal layers

2 Emergency Fund
Liquid Savings vs Income Targets
3 Debt Payoff Plan
Payoff Strategy
4 Retirement Projection
Retirement Readiness — Fidelity Benchmarks
5 Financial Goals
Track Your Priorities

Relevant Reading

Guides and deep dives to help with what the numbers show.

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